September 2020 Issue

Page 16 September 2020 EAST COAST EQUESTRIAN Want a new home for your family and your horses that’s exquisitely maintained and ready to move into and love—no fuss? You’ve found it in Outback Farm in Mechanicsburg, PA. Move in and Start Living the Good Life Your horses will enjoy the four stall bank barn with 2 tack rooms, one is heated, feed storage and a loft with a drop down into the barn, plus an additional attached garage. They’ll appreciate the 10.3 acres including riding ring and pasture for turnout, which could be expanded. For your family, the fantastic 6 bedroom, 4.5 bathroom open floor plan home offers over 5,500 square feet of living space. Kitchen floor- ing, beams and woodwork through- out the home was repurposed from an old Lancaster County bank barn. Exposed brick walls add additional character, lots of windows provide plenty of natural light. The well-de- signed kitchen has a large island with plenty of counter seating, quartz countertops, all SS applianc- es and oversized eat-in breakfast area. From there you are able to ac- cess the deck which allows fantastic views of the beautiful gardens. The oversized outbuilding has a drive through option and addi- tional covered parking for trailers or extra equipment. The profes- sionally designed and well-main- tained landscape is highlighted by a fenced garden with a beautiful pond and waterfall. The property also features a hot tub, gazebo, decking, children’s playhouse and horse shoe/bocce ball court. The property consists of 10.3 acres and is enrolled in the “clean and green program” for tax sav- ing benefits. Outback Farm, of- fered at $895,000, is conveniently located close to major highway routes, shopping and eateries--yet secluded and private. For more details and a pri- vate showing, contact Jodi Diego or Pauline Weary, Howard Hanna Real Estate Services at (717) 920-9600 or visit www.jodidiego. howardhanna.com . You have found the property you have been dreaming about – now it’s time to think about the right insurance policy. It is important to know what your insurance policy covers before you need to make a claim. Here are some of the typical areas where a standard homeowners policy may not provide you with the coverage you need: (1) barns and out-build- ings should be insured at their replacement cost value, (2) farm equipment, tools, and tack should be scheduled, (3) liability should cover you for your horses both on your property and off (while at shows, trail riding, vet clinic), and (4) if you are running an equine business (boarding, training, les- sons, clinics, shows), the liability should extend (rather than having to find a different policy). Many policies will exclude coverage on a building used in a business so if you decide to board or give lessons or train, be sure Buying a Farm? Time to Consider Insurance to talk to your insurance agent beforehand. The agents at Fry’s Equine Insurance will take the time to listen to you so they can help you find the right type of pol- icy to give you the best protection – even if it’s not with their agency. Fry’s also writes coverage for the independent instructor or trainer who doesn’t need property coverage. Their equine liability policies protect you and provide the coverage most barns are requiring you to carry. Whether you need to insure your farm or equine business (boarding, lessons, training, shows, clinics) or your horse itself (mortal- ity, medical, surgical, loss of use), Fry’s Equine Insurance Agency can help you. They believe that educa- tion is the key to choosing the right coverage and are happy to answer your questions. Call or text at (614) 875- 3711 or email Info@FrysEquine Insurance.com for a free, no-obli- gation quote. Real Estate Showcase Special Advertising Section