April 2023 Issue

Page 10 April 2023 EAST COAST EQUESTRIAN By Susan Strawser, Owner Fry’s Equine Insurance Agency We don’t like to think about it but it is important to consider in- suring your horse. This is not only a way to protect your financial investment in your horse, but also a way to protect your horse in the event of an accident or sickness. Mortality insurance provides coverage on the life of the horse and includes theft and some colic surgery coverage. These policies are fairly standard throughout the insurance industry. Where you see the difference in these policies are in the med- ical options that cover required treatments and surgeries. You can purchase major medical endorse- ments or surgical-/colic-only endorsements. For some horses, you may want to consider loss of use (in the event a horse is injured and can no longer perform his intended use) or fertility coverage. Another policy to consider is li- ability coverage. If your horse hurts Insurance Protects Your Horse in Accident or Sickness someone or damages their property do you have protection under your homeowners policy? If you don’t, you should consider a Private Horse Owners Liability policy. If you board your horse at another facility, you have a lia- bility exposure. Your horse could kick another horse or get out on the road. The injured party will most likely name you in a claim, as owner of the horse, along with the boarding facility; and you will need to defend yourself. How much time will it take and what is your attorney’s hourly fee? The cost of this policy is equal to about one hour of your attorney’s time. As a horse owner you have a lot of responsibility – protecting your horse and yourself. Fry’s Equine Insurance Agency is here to help you get the right coverage at the right price so you have peace of mind. For more information visit FrysEquineInsurance.com, call (614) 875-3711 or email Susan@ FrysEquineInsurance.com. Quakertown Veterinary Clinic, located in Quakertown, PA, is a full-service equine hospital, surgery facility, and ambulatory practice with eight large-animal veterinarians on staff. Open 24 hours a day, 365 days per year, Quakertown Vet- erinary Clinic provides excel- lent care throughout the year to service their client’s needs. 24/7, 365 Veterinary Care from Quakertown Veterinary Clinic To prolong the years of qual- ity time between their clients and their horses, Quakertown Veter- inary Clinic offers the following services: digital radiography, endoscopy, surgery (including colic surgery and arthroscopy), dentistry, lameness evaluations, joint injections, stem cell therapy, ophthalmology, hospitalization for intensive care or monitor- ing, reproductive management including embryo and stallion management, as well as annual preventative care, vaccines, and intestinal parasite screening. Routine vaccinations help prevent common equine infec- tions and diseases, while routine oral examinations and dental care help maximize the horse’s nutrition and comfort. Intestinal parasite screening helps prevent certain types of colic and allow for targeted deworming to take full advantage of its efficiency and limit parasite resistance. Quakertown Veterinary Clin- ic also provides a full laboratory with services including hematol- ogy, serum chemistry, cytology, bacteriology, mycology, parasi- tology, and Coggins testing with same day results available. Quakertown Veterinary Clinic services a 60 mile radius (about a one hour drive) from their location in Quakertown, PA. For more information or to sched- ule an appointment, call (215) 536-2726 or visit online at www. quakertownvetclinic.com . Get FREE copies of East Coast Equestrian to distribute at your event! Email steph@eastcoastequestrian.net at least 8 weeks before your event with the name and date, and we will ship you copies to distribute to exhibitors at no charge.